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How to get a larger Social Security check

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Maximizing social security benefits can go a long way to making your retirement years safer. After all, these benefits will last a lifetime, so you won’t have to worry about it drying out until you’re in your later years.

But how can you get the greatest possible Social Security checks? Just follow these four tips – some of which you will need to apply early in life to make them as effective as possible.

1. Claim your benefits as late as possible

Pensioners awaiting application Social security benefits are rewarded with higher monthly checks.

You see, everyone has a full retirement age (FRA), which is determined by law based on the year of their birth. It’s been between 66 and 2 months and 67. Retiring before your FRA will result in a reduction in the size of your monthly check due to early filing of penalties.

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