Place: Boise, ID
My salary: $ 75,000 + $ 8,000 bonus
My wife’s salary: $ 77,000
Net value: $ 794,000 combined ($ 320,000, $ 145,000 and 21,000 TSP and Roth IRA, $ 95,000 and $ 30,000 401 (k) and Roth IRA, $ 24,000 ($ 12,000) in HYSA funds, $ 98,000 and $ 30,000 )) on taxable brokerage accounts, cars worth $ 25,000 and $ 6,000 on check. My wife Y. has big savings in part because of selling her house for a sweet, sweet six-figure income when we moved in together. we are permanently childless and work at FI / RE, we both save more than half of our income.)
Debt: A mortgage of 115,000 US dollars, included in the above-mentioned capital of the house.
My check amount (2x / month): 1,650 USD (take home after all deductions)
Pronouns: She / she
Mortgage: $ 1,050
Cell phones: $ 100
Internet: $ 50
Household maintenance: $ 100, paid by Y. – a gift for a recent anniversary that is still being given.
Utilities: $ 200
Pets: $ 200
Streaming / subscriptions: $ 170 (Amazon, Netflix, Hulu, Showtime, HBO, MasterClass, Pandora, Idaho Statesman newspaper, New Yorker, Skylar Scent Club)
Car insurance / Registration: $ 80
Charitable donations: $ 150, plus we both donated a portion of each stimulus check. My employer pays all my donations.
Roth IRA: We both maximize our IRAs at the beginning of the year, so it costs $ 500 a month.
401 (k): $ 1,600
ESPP: $ 100
Health / dental / visual insurance: $ 160